ORDER-TO-CASH PLATFORM
- Execution Truth
- Fiscal Truth
- Liquidity Truth
- Insight Truth
B2B Mandate Timing
Jan 20193-corner
July 20243-corner
Jan 20264-corner
February 20263-corner
Sept 20265-corner
- 0Hours
Liquidity truth — verified invoices unlocking cash in under 24 hours
- 90→ 1Days
Economic truth — execution data collapsing DSO from 90 to 1 day
- 0 %Approval
Fiscal truth — first-pass invoice acceptance through compliant e-Invoicing
- 0 %Less Admin
Execution truth — digital capture eliminating manual paperwork and rework
- 0Hidden Fees
Continuity truth — transparent pricing, no surprises in your cash flow
From execution data to accepted invoices — to liquidity
Six integrated truth layers that turn every transport event into a verified, financeable, and compliant record.
e-Waybill — Execution Truth
Transport execution is captured digitally at source, creating a secure and auditable record of what actually happened. Replaces paper with trusted, non-repudiable evidence.
Invoice Integrity — Economic Truth
Execution data is converted into clean receivables and verified payables. Only services actually delivered, under agreed conditions, are billed and paid.
e-Invoicing — Fiscal Truth
Invoices are validated, exchanged, and accepted through compliant access points and models. Maximises first-pass acceptance while protecting VAT and tax cash flows.
Supply Chain Finance — Liquidity Truth
Only accepted, correct transactions are exposed to liquidity providers via Factor Connector™. Fast financing based on verified reality.
Analytics & Intelligence — Insight Truth
Trusted data is continuously analysed to deliver visibility, predictions, and anomaly detection. Turns operational and financial data into actionable intelligence.
Integration & Connectivity — Continuity Truth
Data flows seamlessly through APIs and multi-source integrations, without disrupting existing systems. Automation and intelligence without changing how you work.
Why Fincargo
We turn execution data into accepted invoices — and accepted invoices into liquidity.
Execution Truth
Transport execution is captured digitally at source, replacing paper with trusted, non-repudiable evidence that feeds every downstream workflow.
Economic Truth
Only services actually delivered under agreed conditions are billed and paid. Clean receivables. Verified payables. No more disputes over what was done.
Fiscal Truth
Invoices are validated and accepted through compliant access points. First-pass acceptance is maximised while VAT and tax cash flows are protected.
Liquidity Truth
Only accepted, correct transactions are exposed to liquidity providers via Factor Connector™. Fast financing based on verified reality — not promises.
Insight Truth
Trusted data is continuously analysed to deliver visibility, predictions, and anomaly detection. Operational data becomes actionable intelligence.
Continuity Truth
Data flows seamlessly through APIs and multi-source integrations without disrupting existing systems. Automation without changing how you work.
Submitting invoices is quick and easy thanks to Fincargo's automated process. We now get paid in less than 24 hours, without having to chase payments or deal with delays, which gives us the liquidity we need to keep operating with peace of mind.
The move towards Virtual Employee™
Fincargo proposes Virtual Employees™ to its customers that can cover all key processes 24×7 and are capable of continuous learning.
The evolution of enterprise software
Phase 0
2015
System & Human
- Old systems (10+ years)
- Processes compliance
- 6 months+ for bugs & features
- Static Master Data
- High cost and license
Pricing Model
License
Phase 1
2020
System & Human
- Agile deployment
- More SaaS
- Behavioral analytics
- Lower cost of maintenance
- Easier connectivity
Pricing Model
Per seat
Phase 2
2026 onwards
Agents & Human oversight
- AI agents run all processes
- Infinite deterministic & stochastic parameters
- 24×7 availability
- High Velocity Master Data
- Human as oversight & exception management
Pricing Model
Per Virtual Employee™
See Fincargo in action
Book a live demo or watch the 2‑minute product tour.
- No installation required
- Tailored to your workflows
- Q&A with a product specialist
Connected with leading transport systems
Selected ecosystem partners for telematics, TMS and logistics platforms
Carriers
FAQ