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Fincargo

AI-POWERED INVOICE-TO-CASH FOR THE TRANSPORT INDUSTRY

Seamless integration enabling instant Freight Audit, e-Invoicing compliance, and Financial Services across all transport modes.
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  • Bank-level Security
  • eFTI Compliant
  • ViDA Compliant
  • 24/7 Processing
Image de logistique

B2B Mandate Timing

  • ItalyJan 20193-corner
  • RomaniaJuly 20243-corner
  • BelgiumJan 20264-corner
  • PolandFebruary 20263-corner
  • FranceSept 20265-corner
More info
SERVICES

Complete AI-Powered Transport Solution

Five integrated modules designed to digitalize, optimize, and accelerate your transport operations with full regulatory compliance.

e-Invoicing

ViDA‑compliant structured invoicing ready EU requirements. Machine‑readable and cross‑border compatible.

  • ViDA Compliant
  • Structured data
  • Cross-border ready
  • Instant processing
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Financial services

Embedded factoring for collections and reverse factoring for payments. Visible limits and fast decisions on fiscal‑grade data.

  • Factoring & reverse
  • Ledger‑aware checks
  • Fincargo payment card for carriers
  • 24–48h funding
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Analytics

KPIs, scorecards, and conversational insights to lift first‑pass acceptance, reduce rejections, and shorten DSO.

  • FPA & DSO KPIs
  • Rejection trends
  • Root‑cause insights
  • Conversational AI
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Integration

API‑first, standardized connectors with ERP, TMS and accounting systems. Reliable write‑back and observability built‑in.

  • Standard connectors
  • API‑first & webhooks
  • Bi‑directional write‑back
  • SLAs & monitoring
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BENEFITS

Benefits

Discover how Fincargo transforms your transportation business with AI-powered solutions

Get paid faster

Funding in ~24–48 hours on eligible receivables provides predictable cash flow for operations.

Fewer invoice rejections

Buyer‑aware validation and explainable checks help catch issues before sending.

Less admin, more driving

Automatic data checks and delivery acknowledgements reduce back‑and‑forth and rework.

Live invoice & payment status

Real‑time visibility from invoice creation through buyer acceptance to bank reconciliation.

Simple onboarding

Keep your current tools—connect via lightweight, standardized exchanges when needed.

Border‑ready compliance

Structured, EN 16931‑aligned invoices prepared for EU ViDA changes and cross‑border use.

Testimonial
VISEOL LOGISTICA S.L.
Barcelona — Road Carrier

Submitting invoices is quick and easy thanks to Fincargo’s automated process. We now get paid in less than 24 hours, without having to chase payments or deal with delays, which gives us the liquidity we need to keep operating with peace of mind.

PRICING

Pricing by Transaction

Clear, modular pricing with simple units and what's included.

e‑Invoicing
From‑Price
CHF 0.50
Unit
per invoice
What’s included
Collection & payment; authority‑ready formats; multi‑rail delivery
Pre/Post‑Billing Audit
From‑Price
CHF 0.50
Unit
per invoice
What’s included
AI‑assisted checks; buyer profile optimization; explainable reasons
Financing — Factoring
From‑Price
0.10–0.15% / day + fixed CHF fee
Unit
per financed invoice
What’s included
Advance rate and fee depend on buyer risk and ageing
Financing — Reverse Factoring
From‑Price
0.10–0.15% / day + fixed CHF fee
Unit
per financed invoice
What’s included
Program terms vary by buyer program
Enterprise & Integrations
From‑Price
Custom
Unit
one-off
What’s included
Standardized connectors, bi-directional.

Illustrative example (simple‑interest): at 0.12%/day for 30 days, fees ≈ 3.6% of face value + fixed service fee. Actual costs depend on eligibility, program terms, and days outstanding.

Notes: Prices are indicative and subject to underwriting, volume, compliance and taxes. Financing subject to eligibility and program agreements.

DEMO

See Fincargo in action

Book a live demo or watch the 2‑minute product tour.

Book a live demo
  • No installation required
  • Tailored to your workflows
  • Q&A with a product specialist
FAQ

Carriers

FAQ

Fast, accurate e‑invoicing to your buyers, optional early payment through factoring or buyer programs, and visibility on invoice and payment status.
Your forwarder can invite you, or you can join directly. We provide a guided setup to add company details, bank information and invoice preferences.
No. You can continue using your current system. We support simple data exchange and standardized connectors where needed.
If your receivable is eligible for factoring, funding may occur in ~24–48 hours after assignment. In reverse‑factoring programs, suppliers can opt‑in for early pay.
A fiscal‑grade invoice and delivery evidence (e.g., proof of delivery, bill of lading or airway bill) are typically needed. Requirements vary by program.
Financing fees start from 0.10–0.15% per day plus a fixed CHF service fee per financed invoice. Actual costs depend on buyer risk and days outstanding.
Your portal shows fiscal/format checks, buyer acceptance, and payment status. Notifications alert you to any required fixes.
We use encryption, access controls and audit logging. Only authorized parties can access your invoices and documents.
Yes. We support cross‑border formats and delivery rails. Multi‑currency invoicing and settlements are supported where applicable.
Discrepancies are surfaced with reasons and supporting evidence. Your buyer or forwarder can respond in‑platform, reducing email back‑and‑forth.